Contactless payment offers an easy way to pay with a card, mobile device or smartwatch. It's secure, fast and touch-free – which is why it’s becoming more popular than ever.
How do contactless payments work?
Contactless payments work using near-field communication (NFC) or radio frequencies. When you ring up a sale on your till, your customer holds their card or device close to the card reader. The reader communicates with the chip in the card or device, which sends a message to the customer’s bank to process the payment. It sounds like a long process, but in reality, it only takes seconds.
The different types of
Although there’s not a one-size-fits-all solution for your POS, there are some key things you should look out for when choosing your system.
Most modern bank cards, both credit and debit, are equipped with a built-in contactless chip. Look for the contactless icon on the card if you’re unsure.
You may have heard of Apple Pay, Samsung Pay or Google Pay – they allow customers to pay using a digital wallet connected to their mobile device or smartwatch.
Mobile payment apps
Apps such as PayPal offer customers a way to pay or transfer money quickly and securely, using the app on their phone.
Wristbands, tokens, and more!
Almost anything can contain a contactless chip – from key fobs to smart cards or wristbands – but these are less common.
The benefits of contactless payments
What is contactless payment used for? Why not stick to chip and PIN? Contactless payments are commonplace in most shops today because it’s fast and convenient. Customers can pay without carrying their bulky wallet, and you can take payments without a cumbersome countertop POS system.
Quick: Most contactless payments only take a few seconds, so you can speed through queues.
Secure: Daily spend limits of £45 and data encryption keep your customer safe, and no touch means it’s more hygienic.
Flexible: Customers only need their phone to pay, you just need your phone and a mobile reader.
It's no wonder that contactless payments are growing in popularity, with one study predicting that 53% of transactions will be contactless within five years.*
How Zettle lets you take contactless payments
With the Zettle Reader 2 and the free Zettle Go app on your phone, you’re ready to take contactless payments. Our state-of-the-art reader safely processes contactless transactions in seconds, while the app keeps all your payments tracked in one place – making it easy to stay on top of business.
Taking a contactless card payment is easy as 1, 2, 3
Add the product to the basket and checkout
Choose “card” as the payment method
Customer taps their card on the reader to complete transaction
With Zettle, you can accept contactless credit and debit card payments, as well as Samsung, Google and Apple Pay, and offer checkout using PayPal QR codes.
Ready to get started with contactless payments?
When you sign up to Zettle, your first reader costs just £19 (RRP £59). It’s free to download Zettle Go, and there are no lock-in contracts or hidden fees to worry about.